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Cookie Policy

Last updated: 6 July 2026

Cookies are small text files stored on your device. We keep our use of them minimal and transparent.

1. Cookies we use

CookieTypePurposeDuration
sw_sessionEssentialKeeps you securely logged in during a sessionUp to 24h
sw_csrfEssentialProtects forms against cross-site request forgerySession
sw_prefsPreferenceRemembers interface preferences (e.g. dismissed notices)6 months

2. What we don't use

  • No third-party advertising cookies
  • No cross-site tracking
  • No selling or sharing of cookie data

If we ever add analytics cookies, they will be optional and off by default until you consent via a cookie banner.

3. Managing cookies

Essential cookies are required for login and security, so the service cannot work without them. You can clear or block cookies in your browser settings at any time — note this will log you out. Guidance for common browsers is available at aboutcookies.org.

4. Changes and contact

If our cookie use changes, we will update this page and the “last updated” date. Questions: contact@spendwise.site. See also our Privacy Policy.

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Educational budgeting, saving, and tax organisation tools for UK residents, employees, self-employed people, and households.

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SpendWise provides educational budgeting, expense tracking, saving goal planning, and tax organisation tools. We do not provide financial advice, investment advice, legal advice, or tax advice. Users are responsible for checking official HMRC/GOV.UK guidance or speaking to a qualified professional.
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